Questions? We've got answers.

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Insurance companies have provided incredible marketing and messaging that leads their customers to believe that they have their client's best interests in mind. However, you'll find that when you file a claim, it's an entirely different story. What they don't include in their message is that the burden of proof is placed entirely on your (the insured's) shoulders. However, most policyholders are experiencing their first loss and do not know how to evaluate building and contents damage. Unfortunately, the result is that most policyholders unknowingly leave extraordinary amounts of money on the table that they are certainly due. But the insurance company and their appointed adjusters will not tell you if you're leaving money on the table ... remember they don't work for you, they work for the insurance company. 

Chances are you have never filed an insurance claim before. That is of course, why there is such a thing as insurance. Insurance would not be a profitable business if every customer filed a claim. Therefore, the vast majority of people have not had the opportunity to hear about public adjusters because their house does not burn down on a regular basis. Secondly, insurance company's are not overtly excited about the existence of a public adjuster! We're the industry's best kept secret. 

Public adjusters put the policyholder in the driver seat by helping them at every step in the claim process. They do this by:

• Policy Examination: We review your policy and explain all of your financial options. Then, we establish a strategy that makes sense to get the results you want. 
• Communication Management: We file the claim and speak to your insurance company on your behalf. 
• Claim Formation: We compile evidence and create meticulous inventory reporting. We show the insurance company what you deserve and why you deserve it. 
• Negotiation: If you don't like what the insurance company offers you ... we go to bat and provide the firepower that you need to get the results you're due. 
• Claim Maximization: After months and years of premium payments, there is no reason to settle for less. We are only satisfied with providing you with the best possible outcome. 

There are no upfront, out-of-pocket costs. Public adjusters work on a contingency fee that is based on a capped percentage of the claim results. The public adjuster is incentivized to make sure you get the most money possible out of your claim, public adjusters are only paid once the customer is paid first. This model takes pressure off of the insured and places it on the public adjuster. The most expensive claim you'll file is the wrong one. Hiring a public adjuster ensures that you are getting the maximum result. 

It's not too late to bring on a public adjuster. Having a public adjuster means you'll have an expert with the experience necessary to help boost your settlement to what you rightfully deserve.

A public adjuster represents the policyholder to secure the highest possible settlement, while the insurance company's adjuster works for the insurance company. The adjuster assigned to your claim will prioritize the interests of the company.